Tobsy
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Home Ledger Analysis Add Calendar Intentions Goals & Plans

Every screen · the same on a laptop and on a phone · pictures from the app's own demo data

Home. Your month, at a glance.

Income, spending, and what you kept. A note when a category drifts from its usual range. The next seven days. And a forecast for the month that shows its spread instead of pretending to a single number.

Home on a laptop: a usual-range note about Shopping, a quiet next seven days, and the September forecast band.
Home on a phone.

On the phone

The same Home, the same numbers. Tobsy installs from the browser and opens like any other app on your phone.

  • Swipe between screens; the tabs are the same ones.
  • The week ahead folds to a line; tap it to open.
  • Everything you can do on the laptop, you can do here.
Next: Ledger →

Ledger. Every entry, and nothing hidden in it.

Filter by date, type, merchant, category, fund or tag. Each month totals itself. A shared cost shows your share underneath. A private row shows as dots until a PIN is entered.

The ledger on a laptop: the filter panel on the left, September's entries on the right, one private row shown as dots.
The ledger on a phone.

On the phone

The filter panel tucks into a tab on the side; the list is the same list.

  • Tap an entry to edit it. Long-press for the quick actions.
  • Bulk-edit a selection: recategorise, retag, move.
  • Older months load as you scroll; nothing is hidden by the window.
← HomeNext: Analysis →

Analysis. Where it all went, drawn as a flow.

Income on the left, where it ended up on the right, what you kept in between. Change who, what and when. Switch the shape to bars, a donut or a table. Compare two people, two years, or two categories side by side, and see your usual ranges for every category.

Analysis on a laptop: income, spending and kept tiles above a flow diagram from salary to categories and kept.
Analysis on a phone.

On the phone

The who / what / when pickers stack; the chart takes the width. Rotate the phone for the wide view.

  • Tap a band to drill into its categories, then its merchants.
  • The table view lists the same figures, to the cent.
  • Save a view you come back to. Print an analysis to PDF.
← LedgerNext: Add →

Add. A purchase takes a few taps.

Amount, category, done — the merchant and the category fill themselves in as Tobsy learns you. Bulk-enter a whole week on one grid. Paste a bank statement, or import a screenshot from your banking app, and review every row before it lands.

The Add screen on a laptop: the entry type, a rule box, the amount and the number pad.
The Add screen on a phone, with its number pad.

On the phone

This is where most entries happen — at the counter, in a few seconds.

  • Type a rule like "rent" and it fills the rest.
  • Split a cost with the household with one toggle.
  • Paste a statement straight from your bank's app.
← AnalysisNext: Calendar →

Calendar. What's coming, before it comes.

Bills that usually land, pay days, planned instalments and the things you've told it to expect — on a month grid or a list, with the week's totals beside it. The week ahead is the same picture as a plain note.

The calendar on a laptop: September in a grid, each day's entries and the week's totals.
The calendar on a phone.

On the phone

The grid becomes a strip of days with the list underneath; tap a day to see it.

  • Add an expected item from the day itself.
  • Confirm a regular the first time it shows up and it's a rule from then on.
  • The forecast toggle shows the month's likely shape.
← AddNext: Intentions →

Intentions. Not a budget.

Set a ceiling for a category, or a floor for what you keep, and watch it calmly. Tobsy tells you where you sit — "A$279 left", "A$447 to go" — and never scolds. Look back over three, six or twelve months to see how you usually do.

Intentions on a laptop: four rows — Savings, Lifestyle, Dining and Takeaway, Shopping — each with a bar and what's left.
Intentions on a phone.

On the phone

The same rows and bars, the same words. Set and Track are two tabs at the top.

  • A ceiling turns gold as it nears, amber once above. Never red.
  • A floor for savings is celebrated when met, and stays calm when not.
  • Nothing here changes a number anywhere else.
← CalendarNext: Goals & Plans →

Goals & Plans. Money set aside, and costs spread over time.

A fund is money you've kept for something — a trip, a rainy day. It shows what it holds, how far along it is, and when it gets there at your usual pace. A plan is a cost you're paying over time — a laptop in twelve — with each instalment logged as it happens, never counted twice.

Goals and Plans on a laptop: a Trip to Japan fund with its balance and month-by-month chart, and an Aurora laptop plan paid in twelve.
Goals and Plans on a phone.

On the phone

Funds first, then plans, the same cards stacked.

  • Set money aside from here, or from Add.
  • A household fund shows each person's share.
  • Release a fund and the money is back in hand — shown honestly as a return, not as income.
← IntentionsNext: how set-up works →

Try it with sample data. No set-up, nothing saved.

The demo is the real app with fourteen months of sample entries. Every screen and every button works.

Open the demo Start your free 30 days